Question 1

How quickly can I get a loan?

Accepted Answer

Personal & business loans are typically disbursed within 24–48 hours after document verification. Secured loans take 3–7 days.

Question 2

What documents are required?

Accepted Answer

Aadhaar, PAN, recent bank statements (3–6 months), latest salary slips or ITR, and address proof. Property docs for secured loans.

Question 3

Can self-employed individuals apply?

Accepted Answer

Yes. We offer tailored solutions for self-employed professionals and business owners.

Question 4

Is there any hidden charge?

Accepted Answer

No. All charges are disclosed up front in your sanction letter.

Question 5

How is eligibility calculated?

Accepted Answer

Based on income, age, employment type, existing obligations and credit score.

Question 6

What is the minimum credit score required?

Accepted Answer

CIBIL 700+ preferred. We also work with 650+ on case-to-case basis.

Question 7

Can I prepay my loan?

Accepted Answer

Yes. Most products allow prepayment after a lock-in. Charges (if any) are listed in your sanction letter.

Question 8

Is my data secure?

Accepted Answer

Absolutely. We follow bank-grade encryption and never share data without consent.

Frequently asked questions